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Associated Risk Managers of the Northeast, Inc. A group of independent insurance agencies providing insurance to NY State businesses and associations. http://www.armnortheast.com/ Haylor, Freyer & Coon, Inc. Provides customized insurance programs, annual coverage reviews, and loss engineering. Includes information on available products and services and dictionary of insurance terms. http://www.haylor.com/ New York Central Mutual Fire Insurance Company Offers automobile, homeowner, and fire insurance coverage to residents of New York. Office locations in Edmeston, Sherburne, Orchard Park, and Amsterdam. http://www.nycm.com/ Rose And Kiernan, Inc. An employee owned insurance agency. Sells and services all forms of insurance. Information on products, office locations and on-line quotes provided. http://www.rkinsurance.com/